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IFRS® Accounting Standards

Fees in the "10 per cent" Test for Derecognition (Amendments to IFRS 9)

Summary

The Accounting Standards Board (AcSB) is participating in the International Accounting Standards Board’s (IASB) annual improvements 2018-2020 cycle, to produce a collection of unrelated minor amendments to IFRS® Standards.

Upon modification or exchange of a financial liability, IFRS 9 Financial Instruments specifies a quantitative “10 per cent” test. This test assesses whether the new contractual terms between the borrower and the lender are substantially different from the original contractual terms, in determining whether the original financial liability should be derecognised.

The objective of this improvement is to clarify which fees and costs a company includes in this “10 per cent” test.

The AcSB’s due process includes ensuring that Canadian entities’ financial reporting needs are considered by the IASB, and issuing the AcSB’s own exposure draft on each IASB proposal. After considering the responses to the AcSB’s exposure draft and the relevance of the IASB’s proposals to the Canadian market, the AcSB expects that the amendments will be incorporated into Canadian GAAP in accordance with the AcSB’s strategy of adopting IFRS Standards for publicly accountable enterprises.

Staff Contact(s)

Jayshal Rajendra Daya, CPA, CA Principal, Accounting Standards Board

Project Status

  • Information gathering

    Completed prior to April 2017

  • Approving project

    In April 2017, the IASB tentatively decided to propose the amendment to IFRS 9 as part of the next Annual Improvements Cycle.

  • Engaging Communities

    IASB Exposure Draft issued in May 2019

    AcSB Exposure Draft issued in May 2019

    The AcSB consulted with our IFRS® Discussion Group in June 2019

  • Deliberating feedback

    The AcSB submitted its response letter to the IASB in August 2019

    The IASB deliberated comments received on its Exposure Draft in November 2019

  • Final pronouncement

    The IASB issued the final amendments in May 2020

    The AcSB endorsed the IASB’s amendments and they have been incorporated into Canadian GAAP with an effective date of January 1, 2022

Read the AcSB’s response letter to the IASB’s Exposure Draft, “Annual Improvements to IFRS® Standards 2018-2020.”

Disclaimer

This project summary has been prepared for information purposes only. Decisions reported are tentative and reflect only the current status of discussions on this project, which may change after further Board deliberations. Decisions to publish Handbook material are final only after a formal voting process.